In the meantime, for the total monetary 12 months 2025, the revenue after tax grew by 15.5% year-on-year to Rs 47,227 crore. Moreover, ICICI Financial institution declared a dividend of Rs 11 per share.
The financial institution’s web curiosity margin (NIM) stood at 4.41% in Q4FY25, in comparison with 4.25% in Q3FY25 and 4.40% in Q4FY24. For the total 12 months FY25, the NIM was 4.32%.
The financial institution’s complete period-end deposits grew 14% YoY to Rs 16.10 lakh crore as of March 31, 2025, whereas common deposits elevated 11.4% to Rs 14.86 lakh crore in Q4FY25. The common CASA (present and financial savings account) ratio stood at 38.4% in the course of the quarter.
On the lending facet, the home mortgage portfolio expanded by 13.9% YoY to just about Rs 13.11 lakh crore.
The retail mortgage portfolio grew by 8.9% year-on-year and a pair of% sequentially, and comprised 52.4% of the entire mortgage portfolio at March 31, 2025.Provisions (excluding provision for tax) stood at Rs 891 crore in Q4FY25, in comparison with Rs 718 crore in Q4FY24 and Rs 1,227 crore in Q3FY25.The financial institution’s web non-performing asset (NPA) ratio improved to 0.39% as of March 31, 2025, down from 0.42% as of December 31, 2024. Additional, the gross NPA ratio was 1.67% at March 31, 2025 in comparison with 1.96% at December 31, 2024.
ICICI Financial institution reported a complete capital adequacy ratio of 16.55% and the provisioning protection ratio on non-performing loans stood at 76.2%.
On Thursday, the shares of ICICI Financial institution closed 3.7% increased at Rs 1,406.65 on the BSE.
