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Home Personal Finance

Help increasing my credit score to 700s? : personalfinance

Help increasing my credit score to 700s? : personalfinance
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Hello everybody! I’m new to this sub and will actually use some recommendation.

I’ll be beginning med college subsequent 12 months and might want to take out a pretty big personal pupil mortgage. Sadly, I don’t have any co-signers, so I’ll must qualify based mostly alone credit score.

I’m unsure what data you all want however that is what I’ve up to now. Let me know if there’s the rest wanted!

Credit score Scores:
FICO – 654
Transunion – 660
Equifax – 658

Credit score Playing cards:
Uncover $500
Capital One $1000
Finest Purchase $3500
Chase $3500

~50% utilization

$160K in present pupil mortgage debt from undergrad + grad college

Ideally, I would want to get a credit score rating of round 710 to qualify for the personal loans on my own. Any recommendation could be GREATLY appreciated. Thanks!



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