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Indian B2B Software program as a Service (SaaS) agency Perfios has expanded its Nexus 360 credit score decisioning platform throughout South East Asia.
The corporate introduced new deployments and partnerships with banking, monetary companies and non-bank lenders in Malaysia and the Philippines on the Singapore Fintech Pageant 2025 because it strikes from level instruments to broader built-in options for the area.
Nexus 360 is an end-to-end platform for doc ingestion, classification, evaluation and processing.
Perfios stated the system can reduce due diligence to simply quarter-hour and allow straight by way of processing for eligible purposes.
In Malaysia, Perfios is enabling quicker credit score selections for retail and micro-SME debtors by way of digitised onboarding, monetary doc validation and real-time credit score insights.
The deployment helps greater than RM 500 million in secure financing and automates earnings evaluation, danger checks and fraud controls, with SME growth deliberate.
Perfios can also be supporting digital transformation throughout a number of establishments.
These initiatives have delivered greater than 50 % automation in credit score evaluation workflows, enabling straight by way of processing and strengthening fraud-risk controls.
They’re designed to scale throughout SME, business and wholesale lending.
The Nexus stack spans Connectivity, Intelligence, Belief and Collections.
It aggregates consented information from open finance rails, KYC suppliers, credit score bureaus and different sources, and makes use of AI and Gen AI fashions to generate Credit score Evaluation Memos.
It applies fraud, AML and tamper detection controls, with collections supported by machine studying and agentic AI.
Sabyasachi Goswami
“As digital funds scale, so do fraud and financial-crime pressures, which is why establishments want unified, AI-led decisioning and belief infrastructure that may function at regulatory scale. Lenders are standardising on Nexus to maneuver from doc assortment to closing choice in minutes, not days.
By embedding lender-specific credit score insurance policies, automating earnings and danger evaluation, and surfacing real-time strength-and-risk indicators, Nexus allows Straight-By way of Processing for eligible segments and strengthens first-line danger controls at scale,”
stated Sabyasachi Goswami, International CEO, Perfios.
Featured picture: Edited by Fintech Information Singapore, primarily based on picture by Freepik
