Shinhan Monetary Group Co., Ltd. (NYSE:SHG) Q2 2025 Earnings Convention Name July 25, 2025 1:00 AM ET
Firm Contributors
Cheol Woo Park – Head of Investor RelationsDong-kwon Bang – Deputy President & Chief Danger Officer
Convention Name Contributors
Jaewoo Kim – Samsung Securities Co. Ltd., Analysis Division
Cheol Woo Park
Good afternoon. I’m Park Cheol-woo, head of IR. I want to thank everybody for attending the 2025 Q2 Shinhan Monetary Group’s earnings presentation. In at the moment’s earnings presentation, we’ve with us the Group’s CFO, Cheon Sang-young; Group CSO, Go Suk-Hyun; Group CRO, Bang Dong-kwon; Shinhan Financial institution’s CFO, Lee Jeong-Bin; Shinhan Card CFO, Park Hae-chang; Shinhan Funding Securities CFO, Jang Jeong-hoon; and from Shinhan Life CFO, [Gyu Song-han] is with us.
At this time’s earnings launch will proceed as follows. We are going to hear a presentation on the Q2 enterprise outcomes by our CFO, which might be adopted by a Q&A session. Now I invite our Group CFO, Cheon Sang-young, for a presentation on the quarter’s enterprise outcomes.
Sang-young Cheon
Good afternoon. Thanks for collaborating within the 2025 Q2 earnings presentation. Let me start on Web page 2 with the highlights of our enterprise efficiency. As of the tip of June 2025, the Group’s CET1 ratio was provisionally estimated at 13.59%, an enchancment of 32 bps in comparison with earlier quarter. This was pushed by strong group’s earnings, the affect of a weaker alternate price and continued efforts to handle RWA effectively.
At this time, the Board of Administrators resolved to pay a money dividend of KRW571 per share for Q2 and a consequence share buyback amounting to KRW800 billion. Of the overall share repurchase quantity, KRW600 billion might be executed in H2 of this 12 months and the remaining KRW200 billion might be carried out in January 2026. By way of this, we’ll proceed our year-round share buyback program as we