Hello everybody,
I (29M) presently work full-time as a retailer affiliate at a grocery retailer. I make round $17 a hour most days and time and a half on Sundays (which is about $25 a hour). I presently work 6 days per week. I’m closing in on paying off all of my bank card debt (round $3800 is left on that). I ought to have that debt paid off within the subsequent month and a half to 2 months.
I presently stay with my mother and father and I’ve a automotive mortgage with round $11,000 left on it ($315 month-to-month cost, 0% APR). I owe about $40,000 to my sister for scholar loans (presently I pay $200 a month to her) for my bachelors in Historical past which I accomplished in 2019. As soon as I repay my bank cards I already plan on upping the cost on the coed mortgage and probably paying extra in the direction of my automotive.
What needs to be my total subsequent monetary aim(s)? Ought to I begin placing cash in the direction of attempting to get my very own condo? Repay as a lot as I can off the coed mortgage and/or automotive mortgage? Begin contributing more cash into my pension by means of my job (presently solely my job is contributing with 10k already in it)? Open up a 401k along with my pension? Ought to I look into getting a second job or a aspect hustle? Every other monetary strategies or recommendation? Ought to I’m going to my financial institution to speak to a monetary advisor?
Sorry for the entire questions and thanks all for the recommendation!!!
