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Home Fintech

Fastest-Growing Asia Pacific Fintechs, According to the Financial Times (2025)

Fastest-Growing Asia Pacific Fintechs, According to the Financial Times (2025)
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From bustling megacities to distant villages, digital finance is breaking down boundaries, giving tens of millions entry to banking, credit score, and funding alternatives for the primary time. Practically 96% of fintech firms are making monetary inclusion a precedence, proving that innovation is all in regards to the individuals, not the tech; the driving power behind the fastest-growing Asia Pacific fintechs.

With AI-powered monetary instruments, seamless cross-border funds, and intuitive tremendous apps reshaping on a regular basis transactions, these fintechs within the Asia Pacific will not be simply altering how cash strikes. They’re reimagining what’s potential.

Right here, we highlight the fastest-growing Asia Pacific fintechs main the cost in the way forward for finance in 2025. This checklist is predicated on the Monetary Instances and Statista’s annual rating for 500 high-growth firms within the area.

Quickest-Rising Asia Pacific Fintechs in 2025

9 Quickest-Rising Singapore Fintechs

Singapore has 10 fintech firms categorised in wealthtech, lending, and extra.

Endowus

endowus

Absolute progress charge: 1345.26%

Income (2023): $6.58 million

Endowus is an unbiased, fee-only wealth and fund platform which makes it into the checklist of fastest-growing Asia Pacific fintechs. It acts as a fund funding platform and fiduciary advisor for people, household workplaces, charities, endowments, and establishments, and applies newest know-how to its asset administration options.

Aspire

aspire

Absolute progress charge: 989.96%

Income (2023): $39.79 million

Aspire is a enterprise finance platform that simplifies worldwide funds, treasury, bills, payables, and receivables utilizing clever automation. Based mostly in Singapore, Aspire is supported by traders like Sequoia, Lightspeed, Y-Combinator, Tencent, and PayPal.

Nium

Absolute progress charge: 575.96%

Income (2023): $109.90 million

Co-headquartered in Singapore and San Francisco, Nium’s payout community claims to assist 100 currencies throughout 220+ markets, 100 of that are apparently in real-time and runs on its international cost infrastructure, together with versatile APIs.

EasyTransfer

easytransfer

Absolute progress charge: 391.93%

Income (2023): $26.61 million

EasyTransfer features as an schooling cost providers platform, which mentions on its platform partnerships with Tencent, UnionPay and Cashfree Funds, in addition to a world schooling cost service on WeChat. The fintech, which is on this checklist of fastest-growing Asia Pacific fintechs, additionally claims to supply clear, real-time financial institution market change charges with no markup utilizing an clever anti-fraud approval platform.

Spark Techniques

spark systems

Absolute progress charge: 310.42%

Income (2023): $5.37 million

Spark Techniques goals to serve particular necessities of the assorted FX buying and selling subgroups, from native banks to hedge funds and retail merchants to company treasuries. By means of a steady, quick and low-latency buying and selling platform, Spark Techniques supplies analytics to help customers in capitalising on their liquidity and buying and selling necessities.

UnaFinancial

unafinancial

Absolute progress charge: 292.31%

Income (2023): $192.21 million

UnaFinancial is devoted to providing simple and dependable entry to finance by leveraging know-how to fulfill prospects’ actual wants. Utilizing AI, machine studying, and data-driven processes, UnaFinancial goals to ship complete threat administration for its prospects.

Funding Societies

funding societies singapore

Absolute progress charge: 198.95%

Income (2023): $48.70 million

Funding Societies Singapore is a part of Funding Societies, which claims to be Southeast Asia’s largest SME digital financing and debt funding platform. It focuses on offering short-term financing for SMEs, funded by each particular person and institutional traders.

Since its launch in 2015, the platform has aimed to bridge the SME financing hole within the area whereas providing people and establishments a short-term fixed-income funding choice.

iCare

icare

Absolute progress charge: 173.74%

Income (2023): $6.80 million

iCare, headquartered in Singapore, is an worker advantages platform supporting low-income ladies manufacturing unit staff in Cambodia and Laos. It supplies entry to family merchandise by retail, short-term instalment plans, and monetary leases with versatile, interest-free compensation choices i.e. BNPLs.

iCare has the backing of varied traders akin to Rising Markets Funding Advisors, Clermont Group, Collyer Capital, and PLALGO Sas, iCare Group operates by subsidiaries together with iCare Advantages (Cambodia and Laos), iCare Leasing PLC, and Shop25 Co., Ltd.

Synergy Monetary Advisers

Synergy Financial Advisers 

Absolute progress charge: 86.83%

Income (2023): $6.19 million

Synergy Monetary Advisers is a one-stop answer supplier for monetary planning providers and strives to develop into the main monetary advisory agency in Asia, by harnessing know-how and innovation. Its Autobot AI makes use of GPT-4 and claims to supply extra correct and helpful responses, whereas My Monetary Compass intends to supply an in-depth evaluation on a person’s monetary well-being.

 

13 Quickest-Rising Indian Fintechs

Except for having a formidable 13 fintechs make it into the checklist of high Asia Pacific fintechs, India additionally holds the primary rank for the checklist by way of peer-to-peer lender Lendbox.

Lendbox

lendbox

Absolute progress charge: 25703.14%

Income (2023): $51.13 million

Lendbox’s mission is to make lending extra accessible by fractionalising it into smaller quantities and eradicating the necessity for third-party intermediaries. Established in 2015, Lendbox is a platform designed with lenders in thoughts, devoted to delivering steady, high-quality, and constant returns.

AssetPlus

assetplus

Absolute progress charge: 1639.60%

Income (2023): $1.70 million

AssetPlus presents licensed professionals goal-oriented planning, paperless investments, and on-line monitoring to information purchasers from monetary planning to realising their monetary targets. It claims to run on a tech platform for mutual fund distribution, with an on the spot on-line registration course of.

Svamaan Monetary Companiessvamaan financial services

Absolute progress charge: 1065.07%

Income (2023): $20.56 million

Svamaan Monetary Companies helps financially excluded households and enterprises by sustainable strategies. Utilizing a mobility-led method by way of the Svamaan App, it streamlines mortgage origination, administration, and collections. Svamaan streamlines important duties to attain seamless, zero-touch credit score assessments, enabling a completely automated expertise for its prospects by digitalisation.

LenDenClub

LenDenClub square

Absolute progress charge: 436.46%

Income (2023): $21.47 million

LenDenClub is a Peer-to-Peer lending platform that launched in India in 2015. One of many fastest-growing Asia Pacific fintechs for 2025, it helps lenders increase their portfolios past conventional funding choices.

LenDenClub connects lenders with debtors, providing threat evaluation, default likelihood insights, settlement facilitation, and escrow transaction assist by way of its AI and machine studying fashions.

Samrat Investments

samrat investments

Absolute progress charge: 395.19%

Income (2023): $1073.10 million

Samrat Investments, often known as Samrat Monetary Banking, presents what it says is the world’s first customisable private financial savings platform. It helps traders attain their monetary targets by tailor-made funding funds and complete cash administration, powered by AI.

Vayana

vayana

Absolute progress charge: 362.27%

Income (2023): $18.37 million

Vayana claims to be India’s largest commerce financing community, targeted on accelerating provide chain progress by offering inexpensive and accessible commerce credit score. Vayana, impressed by the Sanskrit phrase for ‘weaving,’ brings collectively consumers, sellers, banks, and monetary establishments to make commerce credit score simply accessible throughout the provision chain, together with its personal Compliance API.

Capri World Capital

capri global capital

Absolute progress charge: 214.21%

Income (2023): $280.01 million

Capri World Capital, often known as Capri Loans, is a non-banking monetary firm that gives an inclusive credit score system. Its purpose is to make financial mobility a actuality for everybody by fostering social affect with breakthrough know-how. Capri Loans leverages superior know-how in its processes and has lately built-in enterprise analytics too.

Kinara Capital

kinara capital

Absolute progress charge: 206.36%

Income (2023): $87.53 million

Kinara Capital, based in 2011 by Hardika Shah, empowers small companies in India by offering collateral-free loans to MSMEs. Utilizing AI and machine studying, Kinara streamlines credit score choices, enabling quick and truthful lending with many loans authorized inside 24 hours.

Cashfree Funds

cashfree payments

Absolute progress charge: 180.40%

Income (2023): $77.66 million

Cashfree Funds is a key participant in India’s funds business and claims to have processed $80 billion yearly for over 800,000 companies since 2015. It presents a full-stack funds platform with options like 100+ cost strategies, on the spot payouts, cross-border transactions, one-click checkouts, and instruments for cart restoration and return prediction.

Aye Finance

aye finance

Absolute progress charge: 135.01%

Income (2023): $129.75 million

Aye Finance, based mostly in Gurgaon, is a monetary firm providing digital lending to small and micro enterprises throughout India. Since 2014, it has grown considerably on this underserved section by know-how and strong processes.

Blacksoil

blacksoil

Absolute progress charge: 118.08%

Income (2023): $19.16 million

Blacksoil presents different debt options to rising companies which are usually ignored by conventional banks and monetary establishments by its provide chain fintech platform. These loans assist high-performing firms speed up market penetration, drive progress, and cut back their reliance on fairness to fulfill working capital wants.

FundsIndia

fundsindia

Absolute progress charge: 114.63%

Income (2023): $10.65 million

FundsIndia presents a dependable funding platform with complete steering to assist Indians make investments, which claims to have a 10-minute setup course of. With prospects in over 2,000 cities throughout India, it supplies entry to insurance coverage, mutual funds, fastened deposits, shares, and extra.

Aditya Birla Capital

aditya birla capital

Absolute progress charge: 90.93%

Income (2023): $4727.64 million

Aditya Birla Capital Restricted is part of the Aditya Birla Group. The corporate, which is likely one of the fastest-growing Asia fintechs, supplies monetary providers for people, companies, and firms, together with loans, investments, insurance coverage, and cost options.

2 Quickest-Rising Indonesian Fintechs

Two Indonesian fintechs make it into the checklist, providing assist to develop its. provide chain ecosystem and shariah peer-to-peer funding respectively.

AwanTunai

awantunai

Absolute progress charge: 4339.53%

Income (2023): $43.20 million

PT Simplefi Teknologi Indonesia, higher often called AwanTunai, was based in 2017 in Indonesia. The corporate is backed by Windy Hill Pte. Ltd. and Rama Notowidigdo. AwanTunai focuses on creating the provision chain ecosystem for the FMCG-Grocery business by IT-based co-funding providers.

It’s registered with and supervised by the Monetary Companies Authority (OJK) and is an energetic member of the Indonesian Joint Funding Fintech Affiliation (AFPI).

ALAMI Sharia

alami sharia

Absolute progress charge: 283.16%

Income (2023): $1.20 million

ALAMI Sharia, often known as ALAMI, started its journey in April 2019 when it was registered by the Indonesian Monetary Authority (OJK) as a sharia peer-to-peer funding platform. It formally acquired its OJK license in Could 2020. Guided by a Barakah-oriented tradition and work ethos, ALAMI focuses on selling the sharia way of life and values by its vary of economic know-how options.

The Quickest-Rising Fintech within the Philippines

First Circle from the Philippines proudly earns its spot on this checklist.

First Circle

first circle

Absolute progress charge: 67.90%

Income (2023): $5.95 million

First Circle, based in 2016, is a fintech firm led by a administration group with expertise at Morgan Stanley and Bridgewater Associates. With workplaces in Manila, London, and Hong Kong, it supplies SME financing whereas creating sensible banking options for companies.

3 Quickest-Rising South Korea Fintechs

South Korea’s following 5 firms make it to the checklist: HabitFactory, Aijinet Inc., and THECHEAT.

HabitFactory

habitfactory

Absolute progress charge: 7655.22%

Income (2023): $9.94 million

HabitFactory simplifies monetary providers by analysing person information utilizing AI and providing personalised  insurance coverage insights based mostly on the outcomes.

Aijinet Inc.

aijinet

Absolute progress charge: 460.63%

Income (2023): $9.96 million

Aijinet Inc. specialises in insurance coverage brokerage providers, providing options akin to insurance coverage information sharing and associated assist. The corporate which falls underneath the checklist of fastest-growing Asia fintechs conducts its operations primarily in South Korea and connects prospects with insurance coverage planners by its insurance coverage evaluation system.

THECHEAT

thecheat

Absolute progress charge: 127.41%

Income (2023): $1.27 million

THECHEAT makes it to the checklist of fastest-growing Asia fintechs, and has been offering monetary fraud prevention providers since 2012.

Quickest-Rising Hong Kong Fintech

Bowtie is the only insurtech to make it into the checklist from Hong Kong. Based on its web site, Bowtie apparently has hit over $90 billion in its complete quantity of insurance coverage lined.

Bowtie

bowtie

Absolute progress charge: 897.44%

Income (2023): $24.43 million

Bowtie is a licensed life insurance coverage firm and digital insurer based mostly in Hong Kong. It supplies medical insurance coverage underneath the Voluntary Well being Insurance coverage Scheme (VHIS) in addition to different insurance coverage merchandise.

The corporate is backed by Mitsui & Co., Ltd, Solar Life Hong Kong Restricted, and different worldwide traders, and claims to be Hong Kong’s first digital insurer.

Quickest-Rising Taiwan Fintech

Taiwanese fintech firm Syncace Expertise, specialising in lending options, secured a spot on the checklist with an absolute progress charge of 221.04%.

Syncace Expertise

alpha intelligence Syncace Technology

Absolute progress charge: 221.04%

Income (2023): $3.40 million

One of many fastest-growing Asia Pacific fintechs, Syncace Expertise, often known as Alpha Intelligence, leverages AI and information science to redefine lending. The corporate goals to ship smarter, quicker, and extra dependable mortgage options.

FAQs on Quickest-Rising Asia Pacific Fintechs in 2025

Why is China not on this checklist of high Asia Pacific fintechs?

Based on the Monetary Instances, China just isn’t within the checklist of fastest-growing Asia Pacific fintechs attributable to difficulties in verifying information.

What are the factors for inclusion within the Quickest-Rising Asia Pacific Fintechs checklist?

To be included within the Excessive-Development Corporations Asia-Pacific checklist, an organization should meet a number of particular standards. First, it should have generated a minimal income of $100,000 in 2020 and at the very least $1 million in 2023.

Moreover, the corporate have to be unbiased, which means it can’t be a subsidiary or department workplace of any form. The corporate’s headquarters should even be situated in one in every of 13 territories throughout the Asia-Pacific area: Australia, Hong Kong, India, Indonesia, Japan, Malaysia, New Zealand, Philippines, Singapore, South Korea, Taiwan, Thailand, or Vietnam.

Lastly, the income progress achieved between 2020 and 2023 should have been primarily natural, indicating that it was internally stimulated reasonably than pushed by exterior elements akin to acquisitions.

Which is the highest fastest-growing fintech on the checklist?

The highest fastest-growing fintech is that this checklist is Lendbox (which can be the #1 fastest-growing firm general), an Indian peer-to-peer lending platform, which achieved a formidable annual progress charge of 536%. Its income grew to $51 million in 2023, in accordance with the Monetary Instances.

Supply of picture: Edited from Freepik



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