24 yo stuck and clueless

Hello everybody, I’m a 24 yo worldwide pupil dwelling within the US. By way of a collection of dangerous selections I discovered myself with 14k cc debt unfold between 2 playing cards (9k + 5k). I enrolled with Nationwide Debt Reduction about 4 months in the past and had deposited nearly 1k however then I had an emergency which compelled me to withdraw from this system. As worldwide college students, we’re not allowed to work in any respect – in order that route is principally not possible. It was a foul spree inside 3-4 years, I saved paying it off and rack up extra money owed. I’m solely on my own and have very restricted sources concerning household and buddies. I’ve been exploring chapter however is that just for US residents? How do I even start negotiating with these playing cards on my own? Is there anything I can do?

Actually respect any assist!